Getting a mortgage as a self-employed borrower can be more complex, but it’s absolutely possible with the right preparation.
Lenders typically require at least two years of income history, along with tax returns and financial statements. Keeping organized records is essential.
Bank statement loans and other alternative programs can also be helpful for borrowers whose income may not be fully reflected in traditional documentation.
Working with a mortgage advisor who understands complex financial profiles can make a significant difference in getting approved.